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Leading experts who can turn your business idea into a real software answer

In today’s digital era, financial institutions face significant challenges while integrating with legacy systems. Traditional banking infrastructures are complex, outdated, and often lack well-documented APIs, leading to inefficiencies, loopholes, and high integration costs.
Studies highlight the problem clearly—while organisations may use thousands of applications, only a fraction of them interact seamlessly. This lack of connectivity not only consumes time and resources but also slows down innovation and negatively impacts customer experience.
At iPaymnt Tech, we simplify this journey. We are a next-generation B2B service provider specialising in automated API integrations for fintech. Our platform empowers businesses to quickly select and integrate desired modules, launch products faster, and stay ahead in the competitive digital ecosystem. From deployment to ongoing updates, fixes, and iterations, we ensure seamless operations without disrupting your services.

Our Services
Open Banking / Open API – Unlock new revenue streams and reach wider audiences with secure, scalable API-driven solutions.

Software as a Service (SaaS) – Cloud-based applications designed for both B2B and B2C needs, offering agility and scalability.

Cloud Services – On-demand, cost-effective cloud infrastructure and solutions tailored to accelerate digital transformation.

Artificial Intelligence (AI) – Intelligent solutions for fraud detection, AML, risk forecasting, and personalised customer engagement.

2023 Clutch
Global Winners
Top 20
App Developers
Top 10
Software Developers
Top app developers
in California
Top app developers
in California
Top Software Developers
California 2023
Top AI
Company 2023
Top Mobile
App Developers
Best Company To
Work With 2023
Top 50
AI Developers
Top Web
Development Companies
Top Mobile App
Developers in USA
Top 5 Mobile App
Developers in California
Top Custom Software
Company 2023
Top 5
AI developers
Most Reviewed B2B Firms
in San Francisco
Top App Development
Company San Jose 2023
Top 10
Best AI Developers
Top AI Company
Palo Alto 2023
Top iOS
Developers

Our services

Team augmentation

We provide teams or specialists tailored to your project, making sure they have the requisite abilities and fit in with company objectives and culture. They will collaborate closely with you, contributing new ideas and vitality.
Node.js
LLM
Sitecore

Mobile Development

Our area of expertise is developing cross-platform and native iOS and Android mobile applications.
Swift

Back-end Development

We are skilled in creating complicated and high-load backend architecture for business applications, online apps, and mobile apps.
Swift

AI Base Customer Onboarding

Our staff uses state-of-the-art technologies and is skilled in AI, data analysis, and machine learning.
LLM

Front-end Development

Using cutting-edge and dependable technology stacks, we are experts at creating modular, high-performance web apps for both corporate clients and startups.
React

Web Development

With the help of well-known content management systems, our developers can create web solutions that are tailored to your requirements, simply manageable, and seamlessly connected with your current internal systems.
Sitecore

Our values

Clear communication
Clear communication

We establish relationships grounded in honesty and trust, fulfill our commitments, and ensure transparent communication consistently.

Customer-Centric Approach
Customer-Centric Approach

We focus on our clients' success by comprehending your specific needs and providing customized solutions that propel your business growth.

Innovation and Excellence
Innovation and Excellence

As a team at the forefront of technology trends, we consistently provide groundbreaking, high-quality solutions.

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Our history

Processes

How we build

Development stage
Development stage

We build your product in incremental stages, enabling regular testing, feedback, and adjustments to ensure it meets your expectations.

1

Design

2
Mobile development
3
Web development
4
Back-end development
5
AI development
6
QA
Continuous development and support
Continuous development and support

Following the launch, we offer continuous support, address any issues, and enhance the product with new features to ensure it remains current and valuable.

1
Launch
2
Support
3
Ongoing development

Our executive team

Vadim Peskov, CEO & Co-founder
Vadim
CEO
Vadim Peskov
CEO & Co-founder
The CEO and Co-Founder of Incognic AI, also serving as an Advisor at Alchemist Accelerator and various startups, is a seasoned expert and speaker. He brings extensive experience in AI-driven applications, computer vision, cybersecurity, venture capital, and product design.
Evgeny Nasonov, CTO
Evgeny
CTO
Evgeny Nasonov
CTO & Co-founder
The CTO and Co-Founder of Incognic AI, he is a specialist in computer science, software development and architecture, and server infrastructures. With over 15 years of industry experience, he has worked with both enterprise and startup clients.
Arina, PMO
Arina
PMO
Arina
PMO
Arina, a highly proficient PMO, has a proven history of successfully managing projects for international technology firms. With broad experience, she excels in various sectors including automotive, healthcare, logistics, fintech, and education.
Margo, Senior Recruiter
Margo
Senior Recruiter
Margo
Senior Recruiter
With over 15 years of experience and extensive knowledge in various technology fields, Margo has effectively recruited top talent in software development. Her industry expertise and methodology enable us to secure the best professionals to create valuable products for our clients.

Let’s build something
great together

We believe in turning ideas into reality and we're ready to join your journey. Reach out to us and let's start discussing your project.

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Thank you for your request!

We will contact you shortly and discussing your vision. Together, we can craft software solutions that elevate your business to new heights.